We help homeowners, future homeowners, and renters with all their housing concerns.
HUD certified
Members of the Neighborhood Preservation Coalition of NYS
Established in 1996
What is the cost of a home?
Can I afford to buy?
Should I buy?
Buying a home doesn’t just entail paying a monthly mortgage. There are monthly and yearly taxes, basic maintenance fees, and unavoidable property repairs that can crop up at any given moment.
We are here to help you figure it out.
8th Avenue
65th Street
McDonald Avenue
9th Avenue
10th Avenue
11th Avenue
12th Avenue
13th Avenue
8th Avenue
65th Street
McDonald Avenue
9th Avenue
10th Avenue
11th Avenue
12th Avenue
13th Avenue
To help you buy and keep your home
We provide housing-related services, increase housing opportunities, and develop affordable housing for low and moderate-income clients.
All services are provided free of charge
Certified housing counselors will educate you on the benefits and challenges of home ownership. You’ll learn about the costs and responsibilities involved in maintaining your home and determine if you are ready for the commitment of owning your own home.
We will guide you on how to:
Identify your housing needs
Analyze your credit
Save for a down payment
Determine your budget
Maintain your property
A HUD-certified counselor will help you review your finances to determine if you can qualify to purchase a home and review your financial obligations. Your counselor will periodically follow up to ensure that your payments are up to date and is available to assist in the event of financial difficulties.
Your counselor will help you:
Analyze your income, expenses and debt-carrying abilities
Assess your readiness to purchase a home
Assist eligible clients in qualifying for and obtaining available grants towards a down payment
We provide one-on-one counseling to clients ready for the responsibility of home ownership. You’ll discover how to effectively manage your finances, thereby avoiding defaults on your mortgage obligations.
The mortgage counselor can help:
Determine the most appropriate loan product based on your individual circumstances
Present your credit history on mortgage applications and related documents
Advocate for you with bank loan representatives throughout the loan process
Offer assistance in removing banks’ objections if your mortgage application was denied
Our counselors advocate for clients facing the threat of foreclosure. We’ll help you develop a feasible plan of action, budget realistically, help you secure a loan modification, and thereby prevent foreclosure.
Supportive counselors will:
Advocate to get the best possible payment terms for your individual circumstance
Follow up to ensure that your trial modification payments are being made
Attempt to obtain a permanent loan modification
We help seniors and low-income tenants obtain available programs and subsidies. We analyze your finances and help with the necessary paperwork so you can obtain essential housing support.
Our multilingual staff will help you:
Determine if you are eligible for subsidized housing
Apply for government assistance
Assist with Section 8 annual recertification
Secure grants that provide low-interest home improvement loans
Identify homeownership opportunities for low- and moderate-income families
Counseling sessions are conducted one-on-one,
within a private office setting to ensure client confidentiality.
Intake
Set up an appointment to meet your counselor, analyze your credit and determine your housing concerns.
APPLICATION
Your counselor will provide financial training, determine which programs you qualify for, and help you apply for housing assistance.
FOLLOW UP
Your counselor will help you secure documentation and create a realistic plan of action that fits with your monthly budget and income.
APPROVAL
Congratulations! You’ve received the housing assistance you need. Your counselor will follow up to ensure that you are meeting your financial obligations.
Multilingual Staff
We strive to provide services to all of Brooklyn’s diverse cultural population. Our staff members provide assistance in the following languages: English, French, Hebrew, Hungarian, and Yiddish.
Completely confidential
All services are provided in a friendly, welcoming environment that guarantees your utmost privacy when discussing your sensitive financial information*.
ADA Compliant
Our offices are completely ADA compliant – so all persons, no matter their disability, can enter our headquarters, meet with a financial counselor, and receive the help they need.
*All clients are required to sign a disclosure, allowing us to share necessary financial information with financial institutions