Live in NYC?
HUD-certified housing counselors provide the tools and education to support you through budgeting, affording, renting, or buying your home.
Especially if you’re a first-time homebuyer.
You need to come up with capital for a down payment, submit endless stacks of paperwork, and follow complex legal processes. Lack of information regarding loan programs, a language barrier, or limited access to resources compound the difficulties.
We’ll walk you through the process of buying your first home.
We’re a team of financial counselors who live in your community.
We know your neighborhood, we understand your cultural and social diversities, and we speak your language.
Our financial counselors are HUD-certified
We’ll give you the tools to enable you to make financially responsible choices
Certified educators will educate you on the costs and responsibilities involved in maintaining your own home. Learn how to save for a down payment, analyze your budget, and determine if you are ready for the commitment of owning your own home.
Get guidance on down payment options, understand the types of mortgages available, and learn how to effectively manage your finances to avoid defaults on your mortgage obligations.
Become familiar with your cash flow. Learn how to analyze your income and expenses, create a monthly spending budget and implement a long-term savings plan.
Develop a feasible plan of action to improve your mortgage terms. We'll help you analyze your income, create an affordable budget, and set up a realistic payment plan to prevent foreclosure.
We’re here for you at each step of the process
Intake
Set up an appointment to meet your counselor, analyze your credit and determine your housing concerns.
APPLICATION
Your counselor will provide financial training, determine which programs you qualify for, and help you apply for housing assistance.
OUTCOME
Your counselor will help you secure documentation and create a realistic plan of action that fits with your monthly budget and income.
FOLLOW UP
Congratulations! You’ve received the housing assistance you need. Your counselor will follow up to ensure that you are meeting your financial obligations.
Multilingual Staff
We strive to provide services to all of Brooklyn’s diverse cultural population. Our staff members provide assistance in the following languages: English, French, Hebrew, Hungarian, and Yiddish.
Completely confidential
All services are provided in a friendly, welcoming environment that guarantees your utmost privacy when discussing your sensitive financial information*.
ADA Compliant
Our offices are completely ADA compliant – so all persons, no matter their disability, can enter our headquarters, meet with a financial counselor, and receive the help they need.
*All clients are required to sign a disclosure, allowing us to share necessary financial information with financial institutions